IBN360 helps self-employed professionals, 1099 workers, contractors, entrepreneurs, and families access affordable healthcare and other resources they need.
IBN360 helps self-employed professionals, 1099 workers, contractors, entrepreneurs, and families access affordable healthcare and other resources they need.
Explore Your Options
IBN360 helps self-employed, 1099, and independent professionals get access to healthcare, financial, protection, and business
resources they may not receive through a traditional employer.
Healthcare
Navigation
Explore healthcare resources and learn about options that may be available.
Financial
Wellness
Find resources for managing money, debt, savings, and financial goals.
Protection
Planning
Learn about protection resources and available planning options.
Business
Resources
Find information and resources for freelancers, contractors, and entrepreneurs.
Professional
Guidance
Start with a few questions and explore from there.
Explore Your Options
IBN360 helps self-employed, 1099, and independent professionals get access to healthcare, financial, protection, and business resources they may not receive through a traditional employer.
Healthcare
Navigation
Explore healthcare resources and learn about options that may be available.
Financial
Wellness
Find resources for managing money, debt, savings, and financial goals.
Protection
Planning
Learn about protection resources and available planning options.
Business
Resources
Find information and resources for freelancers, contractors, and entrepreneurs.
Professional
Guidance
Start with a few questions and explore from there.
Traditional benefits don't always work for people outside traditional employment. IBN360 provides healthcare and other resources for:
Self-employed professionals who manage their own benefits.
1099 workers and contractors who don't receive traditional employer benefits.
Freelancers and entrepreneurs who need resources that work outside a traditional workplace.
People between jobs who need another way to access healthcare.
Individuals and families looking for affordable healthcare options.
Traditional benefits don't always work for people outside traditional employment.
IBN360 provides healthcare and other resources for:
Self-employed professionals who manage their own benefits.
1099 workers and contractors who don't receive traditional employer benefits.
Freelancers and entrepreneurs who need resources that work outside a traditional workplace.
People between jobs who need another way to access healthcare.
Individuals and families looking for affordable healthcare options.
Independent work comes with a lot to manage. Here are a few everyday situations and resources you can explore through IBN360.
An independent professional may be managing clients, monthly expenses, and healthcare decisions at the same time.
Freelance and contract income can vary while bills and everyday financial responsibilities continue.
Planning for income, family responsibilities, and the future can be another thing to manage alongside work.
Business owners often balance customers, daily operations, personal finances, and other responsibilities.
Example situations are for educational and illustrative purposes only. Resources, eligibility, costs, benefits, and availability may vary.
Independent work comes with a lot to manage. Here are a few everyday situations and resources you can explore through IBN360.
An independent professional may be managing clients, monthly expenses, and healthcare decisions at the same time.
Freelance and contract income can vary while bills and everyday financial responsibilities continue.
Planning for income, family responsibilities, and the future can be another thing to manage alongside work.
Business owners often balance customers, daily operations, personal finances, and other responsibilities.
Example situations are for educational and illustrative purposes only. Resources, eligibility, costs, benefits, and availability may vary.
Support that isn't tied to one employer
The way people work has changed. Benefits should work for people who are self-employed, freelance, contract, run a business, or move between jobs.
Explore: See what's available based on what you're looking for.
Learn: Understand your options in simple language.
Ask: Get additional guidance when you have questions.
Decide: Choose what makes sense for your situation.
No pressure. No complicated process.
Support that isn't tied to one employer
The way people work has changed. Benefits should work for people who are self-employed, freelance, contract, run a business, or move between jobs.
Explore: See what's available based on what you're looking for.
Learn: Understand your options in simple language.
Ask: Get additional guidance when you have questions.
Decide: Choose what makes sense for your situation.
No pressure. No complicated process.
"Health Insurance Success Story"
Finally an affordable health insurance policy for the whole family. Independent contractors and 1099 workers are no longer out in the cold when it comes to healthcare. Be rewarded for your healthy lifestyle and tenacity to go it alone and don’t worry about premiums that drain your bank account.
"Licensed IBN360
Specialist"
I’m in awe of how simple and fast the process is to get clients price quotes and breakdown of the advantages IBN360 offers so that they can compare to their current situations. Not one has been disappointed with what they’ve heard. After a quick 10-minute information gathering, clients are set up and good to go. You can feel their sighs of relief.
"Health Insurance Success Story"
With health insurance premiums continuing to rise, I am so grateful to have found this program. Now I finally have an affordable and customizable health insurance plan for me and my family. Thank you IBN360!
"Health Insurance
Quote"
The switch to this plan saved my wife $450/mth ($5,400/yr); which also included a deductible that was $6,000 lower. Her PCP was in-network. Our family is thrilled and grateful to have such a positive financial impact.
See why 2027 ACA Marketplace premiums may rise and what the changes could mean for your renewal. IBN360 explains costs, tax credits, and plan tradeoffs. ...more
Health Insurance
September 30, 2026•4 min read
The September 15 estimated tax deadline may apply to freelancers and other 1099 workers. Learn how federal payment thresholds, safe-harbor rules, and irregular income affect what may be due. ...more
Freelancer Development
August 28, 2026•4 min read
Learn how the IBN 360 Ambassador Program helps people connect independent professionals and families with useful resources while earning through eligible referrals. ...more
Ambassador Program
July 27, 2026•4 min read
Learn how to budget as a freelancer with irregular income, prepare for taxes and business expenses, and build savings for slower months. | IBN360 ...more
Freelancer Development
June 22, 2026•3 min read
Choosing the wrong health insurance plan can create stress, confusion, delayed care, and surprise costs. Learn what to watch for and how to choose coverage with more confidence. ...more
Heath Insurance Basics
April 20, 2026•4 min read
Left your job and worried about health insurance? Learn when coverage ends, how COBRA works, and how to compare Marketplace options without a coverage gap. ...more
Health Insurance
March 20, 2026•4 min read
"Health Insurance Success Story"
Finally an affordable health insurance policy for the whole family. Independent contractors and 1099 workers are no longer out in the cold when it comes to healthcare. Be rewarded for your healthy lifestyle and tenacity to go it alone and don’t worry about premiums that drain your bank account.
"Licensed IBN360
Specialist"
I’m in awe of how simple and fast the process is to get clients price quotes and breakdown of the advantages IBN360 offers so that they can compare to their current situations. Not one has been disappointed with what they’ve heard. After a quick 10-minute information gathering, clients are set up and good to go. You can feel their sighs of relief.
"Health Insurance Success Story"
With health insurance premiums continuing to rise, I am so grateful to have found this program. Now I finally have an affordable and customizable health insurance plan for me and my family. Thank you IBN360!
"Health Insurance
Quote"
The switch to this plan saved my wife $450/mth ($5,400/yr); which also included a deductible that was $6,000 lower. Her PCP was in-network. Our family is thrilled and grateful to have such a positive financial impact.
See why 2027 ACA Marketplace premiums may rise and what the changes could mean for your renewal. IBN360 explains costs, tax credits, and plan tradeoffs. ...more
Health Insurance
September 30, 2026•4 min read
The September 15 estimated tax deadline may apply to freelancers and other 1099 workers. Learn how federal payment thresholds, safe-harbor rules, and irregular income affect what may be due. ...more
Freelancer Development
August 28, 2026•4 min read
Learn how the IBN 360 Ambassador Program helps people connect independent professionals and families with useful resources while earning through eligible referrals. ...more
Ambassador Program
July 27, 2026•4 min read
Learn how to budget as a freelancer with irregular income, prepare for taxes and business expenses, and build savings for slower months. | IBN360 ...more
Freelancer Development
June 22, 2026•3 min read
Choosing the wrong health insurance plan can create stress, confusion, delayed care, and surprise costs. Learn what to watch for and how to choose coverage with more confidence. ...more
Heath Insurance Basics
April 20, 2026•4 min read
Left your job and worried about health insurance? Learn when coverage ends, how COBRA works, and how to compare Marketplace options without a coverage gap. ...more
Health Insurance
March 20, 2026•4 min read
YOUR GOALS. YOUR CHOICES.
Get the Healthcare You Need at a Price That Works for You
Meet with an IBN360 specialist to learn about our healthcare network, review affordable pricing options, and get a quote based on your needs.
YOUR GOALS. YOUR CHOICES.
Get the Healthcare You Need at a Price That Works for You
Meet with an IBN360 specialist to learn about our healthcare network, review affordable pricing options, and get a quote based on your needs.
Copyright (c) 2026 IBN360. All rights reserved
Certain Programs and Benefits May Vary by States
IBN360 is a health coverage navigation platform. IBN360 is not a insurance carrier. All coverage discussions, quotes, and enrollments are handled by licensed specialists. Coverage availability, rates, and benefits vary by state.
Copyright (c) 2026 IBN360. All rights reserved
Certain Programs and Benefits May Vary by States
IBN360 is a health coverage navigation platform. IBN360 is not a insurance carrier. All coverage discussions, quotes, and enrollments are handled by licensed specialists. Coverage availability, rates, and benefits vary by state.