Juggling Work, Bills & Healthcare
An independent professional may be managing clients, monthly expenses, and healthcare decisions at the same time.


Working for yourself comes with a lot of freedom and a lot to figure out. IBN360 gives you a place to explore helpful resources for your health, money, protection, and business.
Working for yourself comes with a lot of freedom and a lot to figure out. IBN360 gives you a place to explore helpful resources for your health, money, protection, and business.
Explore Your Options
Traditional workplace benefits may not always fit the needs of someone working independently.
IBN360 is designed to make it easier to understand what resources are available without making the process unnecessarily complicated.

Healthcare
Navigation
Explore healthcare resources and learn about options that may be available.

Financial
Wellness
Find resources for managing money, debt, savings, and financial goals.

Protection
Planning
Learn about protection resources and available planning options.

Business
Resources
Find information and resources for freelancers, contractors, and entrepreneurs.

Professional
Guidance
That's okay. Start with a few questions and explore from there.
Explore Your Options
Traditional workplace benefits may not always fit the needs of someone working independently.
IBN360 is designed to make it easier to understand what resources are available without making the process unnecessarily complicated.

Healthcare
Navigation
Explore healthcare resources and learn about options that may be available.

Financial
Wellness
Find resources for managing money, debt, savings, and financial goals.

Protection
Planning
Learn about protection resources and available planning options.

Business
Resources
Find information and resources for freelancers, contractors, and entrepreneurs.

Professional
Guidance
That's okay. Start with a few questions and explore from there.
Traditional workplace benefits don't always follow you when you're working independently.
A Freelancer
Working independently for different clients.
A 1099 Professional
Managing your own benefits and finances.
A Contractor
Looking for resources outside a traditional employer.
An Entrepreneur
Building a business while planning for yourself and your family.
Between Jobs
Looking at your options while deciding what's next.
Traditional workplace benefits don't always follow you when you're working independently.
A Freelancer
Working independently for different clients.
A 1099 Professional
Managing your own benefits and finances.
A Contractor
Looking for resources outside a traditional employer.
An Entrepreneur
Building a business while planning for yourself and your family.
Between Jobs
Looking at your options while deciding what's next.
Independent work comes with a lot to manage. Here are a few everyday situations and resources you can explore through IBN360.
An independent professional may be managing clients, monthly expenses, and healthcare decisions at the same time.
Freelance and contract income can vary while bills and everyday financial responsibilities continue.
Planning for income, family responsibilities, and the future can be another thing to manage alongside work.
Business owners often balance customers, daily operations, personal finances, and other responsibilities.
Example situations are for educational and illustrative purposes only. Resources, eligibility, costs, benefits, and availability may vary.
WHY IBN360?
IBN360 brings different resources together so you can:
Explore: See what's available based on what you're looking for.
Learn: Understand your options in simple language.
Ask: Get additional guidance when you have questions.
Decide: Choose what makes sense for your situation.
No pressure. No complicated process.

"Health Insurance Success Story"
Finally an affordable health insurance policy for the whole family. Independent contractors and 1099 workers are no longer out in the cold when it comes to healthcare. Be rewarded for your healthy lifestyle and tenacity to go it alone and don’t worry about premiums that drain your bank account.

"Licensed IBN360
Specialist"
I’m in awe of how simple and fast the process is to get clients price quotes and break down of the advantages IBN 360 offers so that they can compare to their current situations. Not one has been disappointed with what they’ve heard. After a quick 10-minute information gathering, clients are set up and good to go. You can feel their sighs of relief.

"Health Insurance Success Story"
With health insurance premiums continuing to rise, I am so grateful to have found this program. Now I finally have an affordable and customizable health insurance plan for me and my family. Thank you IBN360!

"Health Insurance
Quote"
The switch to this plan saved my wife $450/mth ($5,400/yr); which also included a deductible that was $6,000 lower. Her PCP was in-network. Our family is thrilled and grateful to have such a positive financial impact.
YOUR GOALS. YOUR CHOICES.
Start With What Matters
to You
Whether you're looking for healthcare information, financial resources, protection options, or support for your business,
IBN360 gives you a simple place to begin.
YOUR GOALS. YOUR CHOICES.
Start With What Matters
to You
Whether you're looking for healthcare information, financial resources, protection options, or support for your business, IBN360 gives you a simple place to begin.

Copyright (c) 2026 IBN360. All rights reserved
Certain Programs and Benefits May Vary by States
IBN360 is a health coverage navigation platform. IBN360 is not a insurance carrier. All coverage discussions, quotes, and enrollments are handled by licensed specialists. Coverage availability, rates, and benefits vary by state.

Not Available in : WA, OR, HI, AK, MN, MD, VT, NH
Copyright (c) 2026 IBN360. All rights reserved
IBN360 is a health coverage navigation platform. IBN360 is not a health insurance carrier.
All coverage discussions, quotes, and enrollments are handled by licensed specialists.
Coverage availability, rates, and benefits vary by state.