welcome to

Independent Benefits Network 360 Blog Hub

A library of clear, practical articles on health coverage and benefits navigation, written to help people understand their options, compare plans, and make confident choices with the right support.

Why Marketplace Health Insurance Premiums Could Rise Again in 2027 | IBN360

Why Marketplace Health Insurance Premiums Could Rise Again in 2027 | IBN360

Why Marketplace Health Insurance Premiums Could Rise Again in 2027 | IBN360IBN360
Published on: 09/30/2026

See why 2027 ACA Marketplace premiums may rise and what the changes could mean for your renewal. IBN360 explains costs, tax credits, and plan tradeoffs.

ACA Marketplace premiums 2027health insurance premium increaseMarketplace premium tax credits
The September 15 Estimated Tax Deadline: What 1099 Workers Need to Know | IBN360

The September 15 Estimated Tax Deadline: What 1099 Workers Need to Know | IBN360

The September 15 Estimated Tax Deadline: What 1099 Workers Need to Know | IBN360IBN360
Published on: 08/28/2026

The September 15 estimated tax deadline may apply to freelancers and other 1099 workers. Learn how federal payment thresholds, safe-harbor rules, and irregular income affect what may be due.

Freelancer tax obligationsestimated taxes for 1099 workers1099 tax deadline
IBN 360 Ambassador Program: Earn Through Referrals While Helping Others

IBN 360 Ambassador Program: Earn Through Referrals While Helping Others

IBN 360 Ambassador Program: Earn Through Referrals While Helping OthersIBN360
Published on: 07/27/2026

Learn how the IBN 360 Ambassador Program helps people connect independent professionals and families with useful resources while earning through eligible referrals.

IBN360 Ambassador Programindependent professionalsearn through referrals
How to Budget as a Freelancer Without a Regular Paycheck | IBN360

How to Budget as a Freelancer Without a Regular Paycheck | IBN360

How to Budget as a Freelancer Without a Regular Paycheck | IBN360IBN360
Published on: 06/22/2026

Learn how to budget as a freelancer with irregular income, prepare for taxes and business expenses, and build savings for slower months. | IBN360

How to budget as a freelancerFreelancer budgetBudgeting with irregular income