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Independent Benefits Network 360 Blog Hub

A library of clear, practical articles on health coverage and benefits navigation, written to help people understand their options, compare plans, and make confident choices with the right support.

Why Marketplace Health Insurance Premiums Could Rise Again in 2027 | IBN360

Why Marketplace Health Insurance Premiums Could Rise Again in 2027 | IBN360

Why Marketplace Health Insurance Premiums Could Rise Again in 2027 | IBN360IBN360
Published on: 09/30/2026

See why 2027 ACA Marketplace premiums may rise and what the changes could mean for your renewal. IBN360 explains costs, tax credits, and plan tradeoffs.

ACA Marketplace premiums 2027health insurance premium increaseMarketplace premium tax credits
Just Left Your Job? Here’s What Happens to Your Health Coverage Next | IBN360

Just Left Your Job? Here’s What Happens to Your Health Coverage Next | IBN360

Just Left Your Job? Here’s What Happens to Your Health Coverage Next | IBN360IBN360
Published on: 03/20/2026

Left your job and worried about health insurance? Learn when coverage ends, how COBRA works, and how to compare Marketplace options without a coverage gap.

health insurance after leaving a jobwhat happens to health insurance when you leave a jobhealth coverage after job loss
Health Insurance for Self-Employed With Irregular Income: How to Choose a Plan | IBN360

Health Insurance for Self-Employed With Irregular Income: How to Choose a Plan | IBN360

Health Insurance for Self-Employed With Irregular Income: How to Choose a Plan | IBN360IBN360
Published on: 01/30/2026

Self-employed with unpredictable income? Learn how to estimate earnings for Marketplace coverage, avoid tax-time surprises, and pick a plan that protects your cash flow in slow months.

best health insurance plan for freelancers with irregular incomeself-employed health insurance